OVERVIEW

The Zambian financial services sector has continued to experience growth following liberalisation of the economy in the 1990s. The banking sector has particularly seen the introduction of many international banks over the last two decades. As a developing country, it is expected that Zambia will continue to grow its banking and finance sectors. Such growth in these and related sectors require a cadre of properly trained and experienced finance professional to manage the sector. The aim of this degree programme is to equip candidates with knowledge and skills in the fields of banking, finance and capital markets.

DURATION OF STUDY

The programme runs for four years on full time, part time and distance education and not more than five academic years in case of any eventualities or unforeseen circumstances.

ADMISSION CRITERIA

To qualify for admission to the BBF degree programme an applicant must have any of the following qualifications:

  • five credits at ‘O’ Level including English and Mathematics
  • any relevant three year accountancy diploma from a reputable college or university
  • at least three ‘A’ level passes including Mathematics or equivalent
  • any degree from a recognised institution
  • part or full qualifications in ZIBFS, ZICA, CIMA and ACCA

PROGRAMME STRUCTURE

Each year of study will be divided into two semesters and full-time students are expected to take four courses in each semester while evening and distance education students are expected to take three or four courses and part-time students up to three courses.  The course structure is as shown below:

Year 1Year 2Year 3Year 4
Semester 1 Semester 2
BBF111 - Academic Writing BBF112 - Introduction to Macroeconomics
BBF121 - Introduction to Law BBF122 - Principles of Accounting
BBF131 - Introduction to Microeconomics BBF132 - Business Mathematics
BBF141 - Introduction to  Management BBF142 - Introduction to Financial Markets
Semester 1 Semester 2
BBF211 - Financial Accounting BBF212 - Credit Analysis and Lending
BBF221 - ICT for Financial Services Providers BBF222 - International Trade and Finance
BBF231 - Law in Banking BBF232 - Banking Products and Services
BBF241 - Banking Operations BBF242 - Microfinance
Semester 1 Semester 2
BBF311 - Financial Reporting BBF312 - Financial Management
BBF321 - Investment and Portfolio Management BBF322 - Treasury Management
BACC331 - Monetary Economics BACC332 - Managing Strategic Risk
BBF341 - Investment Banking BBF342 - Regulation of Financial Services
Semester 1 Semester 2
BBF411 - Strategic Management BBF412 - Central Banking
BBF421 - Research Methods BBF422 - Corporate Banking
BBF431 - Corporate Finance BBF432 - Retail Banking
BBF441 - Financial Modelling and Forecasting BBF442 - Dissertation

STUDENT PROGRESSION

FULL TIME STUDENTS

  • A full-time student shall register for and take four courses in any semester of the academic year; provided that a student may in exceptional circumstances be permitted to take one additional course whether carried over from the previous academic year or additional in any one semester.
  • A full time student who passes all the courses taken during the academic year of study shall be allowed to proceed to the next level of study.
  • A full time student who fails in one course in any academic year may be permitted to proceed to the next level of study; provided that the student repeats the course at the first available opportunity.
  • A full time student who fails some or all of the courses in the first semester of an academic year shall be allowed to proceed to the second semester courses; provided the student repeats the failed course at the first available opportunity.
  • A full time student who fails some or all of the courses in the second semester of an academic year shall be required to repeat those courses before proceeding to the next level of study, provided that the student has passed the first semester courses.
  • A full time student who fails all the courses in any academic year shall be excluded.
  • A full time student who fails a course twice is subject to exclusion; provided that, subject to successful appeal, the student may be permitted to repeat the course for the third and final time.
  • Exclusion is applicable in compliance with the preceding regulations in Year 1 and Year 2 only.

EVENING STUDENTS

  • An evening student shall register for and take three or four courses each semester; provided that a student may in exceptional circumstances be permitted to take one additional course whether carried over from the previous academic year or additional in any one semester.
  • An evening student who passes all the courses taken during the academic year of study shall be allowed to proceed to the next level courses.
  • An evening student who fails in one course in any academic year may be permitted to proceed to the next level courses; provided that the student repeats the course at the first available opportunity.
  • An evening student who fails some or all of the courses in the first semester of an academic year shall be allowed to proceed to the second semester courses; provided the student repeats the failed courses at the first available opportunity.
  • An evening student who fails some or all of the courses in the second semester of an academic year shall be required to repeat those courses before proceeding to the next level of study, provided that the student has passed the first semester courses.
  • An evening student who fails all the courses in any academic year shall be excluded.
  • An evening student who fails a course twice is subject to exclusion; provided that, subject to successful appeal, the student may be permitted to repeat the course for the third and final time.
  • Exclusion is applicable in compliance with the preceding regulations in Year 1 and Year 2 only.

DISTANCE EDUCATION STUDENTS

  • A distance education student shall register for and take a minimum of three courses and a maximum of four courses each semester; provided that a student may in exceptional circumstances be permitted to take one additional course whether carried over from the previous academic year or additional in any one semester.
  • A distance education student who passes all the courses taken during the academic year of study shall be allowed to proceed to the next level courses.
  • A distance education student who fails in one course in any academic year may be permitted to proceed to next level courses; provided that the student repeats the course at the first available opportunity.
  • A distance education student who fails some or all of the courses in the first semester of an academic year shall be allowed to proceed to the second semester courses; provided the student repeats the failed courses at the first available opportunity.
  • A distance education student who fails some or all of the courses in the second semester of an academic year shall be required to repeat those courses before proceeding to the next level of study, provided that the student has passed the first semester courses.
  • A distance education student who fails all the courses in any academic year shall be excluded.
  • A distance education student who fails a course twice is subject to exclusion; provided that, subject to successful appeal, the student may be permitted to repeat the course for the third and final time.
  • Exclusion is applicable in compliance with the preceding regulations in Year 1 and Year 2 only.

EXEMPTIONS

A student who has, prior to admission to the BBF, attended, whether at ZCAS University or elsewhere, courses of instruction and passed examinations equivalent in standard to courses and examinations which form part of the programme of study may, subject to approval, be exempted from attendance of classes and examinations in those courses. Automatic exemptions will apply to candidates in possession of specific professional qualifications, while for all other candidates, exemptions will be granted on a case by case basis.

COURSE ASSESSMENT

In all the courses listed, except BBF442 Dissertation, the distribution of marks shall be as follows:

Continuous assessment: 40%   

1 test: 30%

1 assignment: 10%

Final examination:  60%

Total: 100%

GRADING

In the grading of final examination results, the following scale will apply:

Pass grades

A+ : Distinction (86% and above)

A: Distinction (76% – 85%)

B+ : Meritorious (66% – 75%)

B: Very Satisfactory (56% – 65%)

C+: Definite Pass (46% – 55%)

C: Bare Pass (40% – 45%)

S: Satisfactory, pass in a practical course

Fail grades

D: Fail (38% and below)

U: Unsatisfactory, fail in a practical course

NE: No examination taken

WD: Was withdrawn from the course with unsatisfactory academic progress – recorded where a student has not completed the required level of course work after a warning from the Dean of the School.

LT: Left the course during the semester without permission

DQ: Was disqualified in a course by Senate

DR: Was de-registered for failure to pay fees

RS: To re-sit the course examination only – recorded where a student is allowed by Senate to re-sit the final semester examination in the course, and to carry over the previous course work assessment.

DEGREE CLASSIFICATION

In calculating the class of the degree, the following points shall be applied to the grades obtained:

  • A+: 2.5 points
  • A: 2 points
  • B+: 1.5 points
  • B: 1 point
  • C+: 0.5 points
  • C: 0 points

FEES

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ZCAS University 2022 Fees

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ZCAS University bank details

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